How to Readjust Your Retirement Plan
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Sometimes the change can be in a direction you did not expect.

How to Save for Retirement
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Every pay period, pay yourself first. You won’t miss what you don’t see.

How to Plan for Retirement
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Failure to plan for retirement is the primary reason why retirement plans fail.

Retirement Assumptions Are Critical
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Retirement doesn’t give you a second chance. Measure twice and retire once.

How much do you need to save this month?
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Find out today how much you should be saving and investing this month! If you think a $1 million dollar portfolio is overkill, you haven’t really run the numbers.

Mailbag: Can I Contribute To An IRA The Year I Turn 70 1/2?
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Even though you are required to start taking RMDs you can still take advantage of significant tax planning strategies.

Can I Continue Retirement Saving Past Age 70 1/2?
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The rules for post-70 ½ IRA contributions depend upon whether the account is a traditional IRA, Roth IRA or SEP IRA.

Can I Contribute to Both a SEP and a 401(k)?
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SEP plans offer a powerful way to provide for your own retirement in the same way that 401ks do.

Start Early on Retirement Planning
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Retirement planning should begin the moment you receive your first paycheck.

Seven Reasons Your Retirement Might Fail
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“In 34 years as a financial advisor, he has seen many people flunk retirement, but investment performance has never been the cause.”

Radio Interview: Which Retirement Accounts Should I Fund?
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David John Marotta was interviewed on radio 1070 WINA discussing which retirement accounts you should fund for the best tax outcomes.

Which Retirement Account Should I Fund?
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Which account you should fund depends on your circumstances, but here are some general guidelines you can follow to make your decision.

How to Convert Taxable Savings Into Your Roth IRA
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Most tax professionals don’t think of such tax planning opportunities, because they have to focus on complying with tax accounting regulations.

The Behavior Gap: Finding Your Financial Balance
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Planning for your financial future is largely a question of dealing with the constant tension between living for today and saving for some future event.

Radio: Financial Planning in Your 40s and Early 50s
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Here is a list of seven things which are important to ensure during these years

David Marotta Quoted on Yahoo Finance Story About Gen Y Savings
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Because of inflation, today’s 20-year-olds will need over $7 million to have the same lifestyle when they retire.

Mailbag: Is Funding My 401(k) Match Sufficient to Fund My Retirement?
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At age 25, getting your 401(k) match funds 64.2% of your retirement.

Today’s 20-year Olds Will Need Over $7 Million For Modest Retirement Lifestyle
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Most young people don’t understand inflation as well as their parents and grandparents.

At Least 65% Of Workers Fail To Save Our Recommended 15% For Retirement
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The study shows that 21 percent have saved nothing for retirement.

Retirement Planning
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Retirement Planning is perhaps the single most important goal of comprehensive wealth management.

Postpone Retirement for Your Health
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Your lifespan is decreased by 1.8 months for each year you retire early.

Overspending Retirement Income
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Several issues can cause retired clients to deviate from their safe spending rates.

The Powerful Roth IRA
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Tax-free saving for retirement is only one of the many talents offered by Mr. Roth. If you have yet to become fully acquainted, consider this your formal introduction and start getting to know Mr. Roth today.

Five Things Advisors Should Tell Clients About Retirement, But Often Don’t
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“Retirement today is a lot like an iceberg, where 90 percent of what’s really taking place is below the surface.”

Bucket List: Financial Independence
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Most people do not use all their skills at their place of work, so these other skills become hobbies. I am no exception. What I need to pursue these other dreams is financial independence, that is, decoupling my need to eat from my skill as as an artist.

The Smart Money Philosophy of Doug Lennick
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Follow a philosophy so that there is always a smart place to get money

Preparing to Retire – Wealth Management Carnival #12
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Today’s carnival is all about retirement: saving for it, where to open accounts, how much to withdraw once you do retire, and more. Read on for more details!

CPI Inflation Rate Calculator (Experienced vs. Reported)
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Have you ever wondered why the CPI, GDP and employment numbers run counter to your personal and business experiences? The problem lies in biased and often-manipulated government reporting.

10 Best Places to Retire Abroad
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If you like stable governments, low crime rates, socializing, great food, wine, culture and the dependability of developed countries, this list is for you

How Manipulations to the CPI Affect Your Retirement Planning
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Retirees must plan to supplement this slowly dwindling paycheck or risk having to make hard sacrifices during what is supposed to be their golden years.

Greenspan, Friedman, Keynes and Lenin All Agree on Inflation
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“The way to crush the bourgeoisie is to grind them between the millstones of taxation and inflation.” – Vladimir Lenin.

Securing Your Retirement or Working During Your Retirement
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Securing your retirement financially is too important to leave the process up to chance and guessing.

Three Reasons Husbands Should Delay Taking Social Security Until Age 69 or 70
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Most married men claim Social Security at age 62 or 63, which leaves their future income well shy of what research indicates is optimal. Gentlemen, it’s time to wise up.

Social Security goes fully paperless
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You should claim your own Social Security account online and give it a secure password before someone else does.

Financially Savvy Kittens on Retirement in Retirement Planning
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This kitten knows her retirement number. Be more like this kitten.

Financially Savvy Kittens on Retirement Planning
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This kitten knows how to retire. Be more like this kitten.

Live Long and Prosper
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It’s not just Mister Spock who is living a long life. Japanese Jiroemon Kimura’s nearly 116 years, making him the oldest man in modern recorded history, is a reminder to have a retirement income plan that will last over the long haul.

Threats to a fulfilling retirement
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“Inflation and loss of capital pose dangers to retirees seeking a sustainable income stream.”

Success and Significance in Retirement
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Most Americans fail to plan adequately for retirement. As a result, they often miss out on opportunities to enjoy the second half of life.

Contributing to Multiple Retirement Plans ($ ?s)
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This article reviews the coordination rules which govern the maximum contributions to 457, 401(k) and Thrift Savings Plan. Information on 403(b) plan maximums is also included.

New 401(k) and IRA Limits for 2013
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It’s time to consider adjusting your retirement savings. The Internal Revenue Service recently issued a variety of inflation adjustments for 2013, and retirement savers can now save even more.

How Much Should I Have Saved Toward Retirement?
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Measuring progress regularly on the path toward retirement is critical. Fall too far behind, and you risk not being able to save enough to catch up. There is no downside to arriving early.

How Much Should I Save Toward Retirement If I’m Starting Late?
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Knowing how much you should save for retirement is critical. But what if you are late getting started? The longer you delay, the shorter the time that compound interest can do its magic on your savings.

Suddenly Wealthy
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Studies show that onetime windfalls can actually impoverish you. They make you feel rich, which inevitably leads to overspending. But wealth is what you save, not what you spend.

How Much Should I Save for Retirement?
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You should save 15% of your take-home pay for retirement over your working career. As your situation varies, you must adjust your safe savings rate.

$ ?s: Can Social Security Checks Be Mailed To Foreign Soil?
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It is estimated that as many as 40,000 American citizens reside in Costa Rica, and many are retirees who are stretching the purchasing power of their Social Security paychecks.

Doctors need financial planning help, too…
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How is the ‘financial health’ of most physicians? Most physicians put in long hours and due to lack of time neglect their own financial and retirement planning.

Our grandparents would say ‘Duh!’
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“In this [new investment reality] environment, near-term inflation is not likely to be much of a concern. The challenge will be to adapt to possible lower total portfolio returns. “

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